Why You Should Go for Vintage Finance Personal Loan?
If you are residing in Delhi, we have good news for you.
Vintage Finance provides personal loan to salaried individuals residing in Delhi/NCR. They provide upto Rs 15,000,00 lakh loan. Vintage Credit and Leasing Private Ltd (Vintage Finance, as commonly known) is an NBFC (Non-Banking Finance Company) registered with the RBI. Founded in 1992, the NBFC has been a leading operator in the fields of Personal Loan, Auto Loan and Loan against Property.
You can apply for a best personal loan without any collateral at an attractive interest rate and repay the same with easy EMI. The repayment options vary from 12 to 24 months. There is the convenience of service at your doorstep. The Vintage Finance Personal Loan product is transparent, quick and competitive. You are free to use the personal loan amount as per your convenience. One of the good things about the product is that available without a CIBIL check.
If you are residing in Delhi, we have good news for you.
Vintage Finance provides personal loan to salaried individuals residing in Delhi/NCR. They provide upto Rs 15,000,00 lakh loan. Vintage Credit and Leasing Private Ltd (Vintage Finance, as commonly known) is an NBFC (Non-Banking Finance Company) registered with the RBI. Founded in 1992, the NBFC has been a leading operator in the fields of Personal Loan, Auto Loan and Loan against Property.
You can avail the personal loan without any collateral at an attractive interest rate and repay the same with easy EMI. The repayment options vary from 12 to 24 months. There is the convenience of service at your doorstep. The Vintage Finance Personal Loan product is transparent, quick and competitive. You are free to use the personal loan amount as per your convenience. One of the good things about the product is that available without a CIBIL check.
Some salient features of the Vintage Personal loan are -
- Loan amount is available in the range of Rs 1,00,000 to 15,00,000
- The repayment period is from 1 to 2 year
- Competitive interest rate
An applicant needs to fulfil the following eligibility criteria -
- He/She needs to be a salaried individual (as we mentioned above)
- He/She needs to be employed for a minimum of 2 years. In the present job, a minimum 6 months’ stability is required.
- The applicant age needs to be in between 21 and 60 years of age
- The minimum loan amount is ₹ 1 lakh to ₹ 15 lakh
- An applicant needs to have a minimum monthly income of Rs 30,000
- Identity documents: Aadhar Card/PAN Card/Voter ID Card/Driving License or any other ID Card issued by the Government of India
- Residence documents: Property tax bill, Utility bill, Latest Credit Card Bill, Employers letter certifying current mailing address etc.
- Income documents: Salary slips for last 3 months/bank statement for the past 6 months/Form 16
- Verification documents: Banker’s Verification Letter /Processing Fee Cheque.
- Photographs: 2 passport size
- Loan Processing Charges are minimum.
- Cheque/ Instrument Swap charges Rs.500 per instance + Service Tax as applicable
- Prepayment/ Foreclosure Charges 2%
In addition to personal loan, Vintage Finance is also instrumental in offering Auto Loan and Loan against Property.
How can one apply for Vintage Finance Personal Loan?
It’s easy to apply for Vintage Finance Personal Loan. If one applies through Afinoz platform, he/she can avail the loan at same terms & conditions with additional benefits. There is a cashback upto Rs 5000 on the disbursal of your personal loan.
FAQs
It can be easily repaid through post-dated cheques (PDCs), ECS or a standing instruction (SI) to debit your Bank account with the EMI amount.
2. What is the interest rate on a Vintage Finance Personal Loan?
Vintage Finance Personal Loan interest rate ranges between 16% to 20% p.a.
3. What is the prepayment fee?
Yes. You need to pay a nominal pre-payment fee-which is equal to 2% of the amount prepaid. Taxes will be applicable as per the rules of the Indian Government.
4. What is the turnaround time for Vintage Finance Personal Loan?
Usually within 3 to 4 working days, Vintage Finance Personal Loan is disbursed.The loan disbursals are matters of the sole judgment of the lender.
5. Is sharing of my personal data on Afinoz online safe?
Yes, it is. It is completely safe to apply at Afinoz, as it employs modern data encryption tools for data safety and security.
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Originally published at https://medium.com on October 19, 2019.
